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Terms of Use

Welcome to InfoPrimes. The following provisions are the terms of use for InfoPrimes (hereinafter referred to as “InfoPrimes”). They govern the terms of use for the Web site www.infoprimes.com. Should you wish to use InfoPrimes, you must first agree to be bound by these terms of use (the “terms of use”) and to comply with them without restriction. Be sure to read them carefully. Please note however that InfoPrimes reserves the right to amend these terms of use without prior notice. Therefore, we strongly recommend that you consult them on a regular basis.

By browsing through InfoPrimes, you acknowledge that you have read, understood and accepted the terms of use, and you agree to comply with them and to be bound by them. Should you not agree, please end your browsing session immediately.

Unless otherwise explicitly stated, any addition or new feature intended to improve one or several services already active on InfoPrimes will be presumed to be subject to the same terms of use.

Please note that the information featured on InfoPrimes is not intended to serve as fiscal, legal or financial advice, nor is it intended as advice in the fields of insurance or accounting, and therefore, it should not be construed as such. The content available to you on InfoPrimes is offered strictly for information purposes, and we strongly recommend that you do not act upon it without prior consultation with a qualified professional.

Accuracy of Financial Information

The insurance premiums, interest rates, savings calculations and other particulars of a financial nature available on the site are offered strictly for information purposes. InfoPrimes strives to perform frequent updates, but the data are provided by external sources beyond our control. While InfoPrimes is committed to taking reasonable measures to ensure that all information featured on the site is as reliable as possible, it cannot guarantee that said information will always be accurate, exhaustive and up-to-date. Therefore, InfoPrimes shall not be liable for any consequence or prejudice attributable to inaccurate information and will not accept any responsibility pertaining to the reliability of any InfoPrimes contents.

Disclaimer

The information and services featured on InfoPrimes are provided “as is”. InfoPrimes offers no warranty or condition, whether explicit or implied, as to the operation or contents of the site, or the accuracy, the comprehensiveness, the currency or the overall quality of operation, services, or the contents of the site, nor as to the safety of communication to and from InfoPrimes, or any guarantee from interception, or that the site, its services and contents are and will remain free from viruses and other contaminants or destructive components. InfoPrimes cannot guarantee the availability of the site, the absence of delays, interruptions, crashes, breakdowns, errors, loss of data, or that no prejudice will be caused to your system. You acknowledge that you are using InfoPrimes at your own risk.

InfoPrimes and its affiliated companies, shareholders, officers, directors, employees and agents, and any other individual or entity associated with the creation or management of the site, do not accept any responsibility based on warranty, contract, negligence, tort, strict liability or any other legal principle respecting loss or damages including, without limitation, direct, special, indirect, punitive, incidental, consequential damages, business losses, lost savings, lost data, lost profits, personal injuries, fees, penalties, or other liabilities arising from or related to your use, reliance upon or inability to use the Web site, it contents or services, whether or not InfoPrimes was aware of the of the possibility of such damages.

Security

You acknowledge that the Internet is not a safe method of communication where data confidentiality can be ensured, and that it is currently impossible to guarantee complete security and privacy. You also acknowledge that despite all reasonable security measures implemented by InfoPrimes, a possibility remains that third parties may be able to access the information being visualized or transmitted on the site while you are using InfoPrimes. Without limiting the scope of any disclaimer already stated, InfoPrimes shall not be held liable for any damage sustained as a result of a security violation or the disclosure of sensitive information.

Because InfoPrimes is an active member of various social networks and other communication tools residing on the Internet, including Facebook and Twitter, please take note that the email address associated with your InfoPrimes account will appear on our distribution lists for the purposes of social networking activities. You will receive an invitation to join us either as a friend or as a follower of InfoPrimes. You are absolutely free to accept, decline or ignore the invitation, at your sole discretion and without any obligation.

Username and Password

InfoPrimes restricts access to certain online services for the exclusive use of members with a username and a password. Registered members are fully responsible for protecting the privacy of their username and password. It is the user’s responsibility to promptly notify InfoPrimes of any unauthorized use of his/her username and password. You acknowledge that InfoPrimes is not liable in any way for any loss or damage that may be sustained, directly or indirectly, as a result of a transaction completed pursuant to an application made by an individual using your username and password.

Hyperlinks

InfoPrimes contains hypertext links to other Web sites. InfoPrimes is not responsible for the operation or contents of third party sites, which are subject to their own respective sets of rules and terms of use respectively. Consequently, InfoPrimes shall not be held liable for any prejudice resulting directly or indirectly from the use, operation or contents or these other sites. InfoPrimes has no control over the operation or contents of these sites, and you acknowledge that if you access any of them via a hyperlink provided on InfoPrimes, you are doing so exclusively at your own risk.

Google Analytics

InfoPrimes uses Google Analytics, a Web analytics service provided by Google, Inc. (“Google”). Google Analytics uses cookies, which are text files placed on your computer to help analyze how users use this Web site. The information generated by the cookie about your use (including IP addresses) is transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of this page, compiling reports on activity for ITS staff and providing other services relating to Web page activity and Internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings in your browser. However, please note that if you do this you may not be able to use the full functionality of this website. By using this Web page and accepting cookies, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Copyrights and Trademarks

The texts, illustrations, icons, calculations, images, logos and other components featured on InfoPrimes are protected under copyright and intellectual property laws in Canada and abroad. It is strictly prohibited to copy, replicate, redistribute, publish, save, modify or otherwise use either component, or any part thereof, without the prior written authorization of InfoPrimes.

Notwithstanding the above, InfoPrimes also features various references to renowned financial institutions whose official brands, trademarks and commercial names are the exclusive property of their respective owners.

Authorized Use

InfoPrimes hereby grants you permission to access the site and its contents, and to use its services strictly for personal, non-commercial purposes, and not for the benefit of other individuals or entities.

Termination

InfoPrimes reserves the right, at its sole discretion, to terminate your use of the site or any part thereof without prior notice and without any liability to you or a third party. In case of termination, please note that you will remain bound by the present terms of use for the period preceding the date of termination.

Rights Reserved

InfoPrimes reserves all rights not explicitly stipulated herein.

Jurisdiction

This site is governed by the laws of the Province of Quebec and by any federal laws currently applicable. Any dispute arising out of the access or the use of the site or its contents shall be submitted to application and interpretation of these laws by a competent court of law notwithstanding principles respecting conflicts of law.