Commitment to the protection of your personal information

We collect certain personal information about you in order to offer you recommendations for and give you access to financial products and services. We comply with the Personal Information Protection and Data Protection Act. electronic documents (PIPEDA) and applicable federal and provincial privacy laws.

Responsibility

We are responsible for the personal information that our customers entrust to us and we take reasonable measures to protect it, regardless of the form in which we receive it.

Reasons for collecting, using and retaining personal information

We collect all personal information (including medical, financial, company and related information). We use and retain it only to provide advice, identify products, concepts and services that meet the needs you have mentioned, to administer the products or services you purchase through me and to advise you of new products or services that may be of interest to you.

Consent

We collect information only with your consent. We only use your personal information for the purposes identified above. By signing this form, you consent, on your behalf as well as on behalf of your liquidators or administrators, to:

• Provide accurate information throughout our business relationship and as your situation evolves;
• Allow us to use, transmit and disclose this information as necessary to our suppliers, associates and administrative general agents (AGA), who may retain certain information in their files for use and subsequent recommendation ;
• Allow us to retain your personal information, including medical information that appears on your applications, in my paper and electronic files for as long as you wish for us to remain your advisor, or for us to We needed to satisfy a business or regulatory need by retaining the information;
• Transfer your file, including your personal information, to another advisor and/or AGA, to continue to meet your needs, in the event of the disability, death or retirement of your advisor. You will then have the right to choose your own advisor, if you do not agree with the one assigned to you.

Collection limitation

We only collect information that helps us advise you, including personal, financial and medical information, and meet our regulatory obligations. We will only use fair and legal means to collect this information. information.

Limitation of use, disclosure and retention

We will only use your personal information to perform our functions and advise you and where the law requires us to do so. We may provide your personal information to insurers through MGAs, which are under contract with insurers to provide them with administrative services to facilitate the sale of insurance. We may communicate this personal information to our employees or service providers so that they can carry out their functions, to insurers and to any person or organization to whom you have given your consent as well as where permitted by law.

We have an obligation to retain most information collected for regulatory reasons, including the requirement to demonstrate that the recommendations we have made are appropriate and meet the needs we have identified .

Accuracy of information

In order to make appropriate recommendations, we must receive accurate information. We are responsible for keeping your personal information as accurate and up to date as possible. If the situation allows, We will attempt to update your personal information in our records to determine whether the recommendations we have made are still appropriate as your situation evolves. However, we also rely on you to provide us with regular updates to the same reason.

Personal information protection measures

All staff, associate advisors, administrative general agents and suppliers who have access to client files must protect this information, keep it confidential and use it only for its intended purposes. Information that is no longer required for its intended purposes will be destroyed. We have also implemented physical and IT safeguards, as well as other processes, to protect customer information from unauthorized access.

Your choices regarding the protection of personal information

You can review the personal information we maintain about you upon request. You may withdraw your consent at any time (subject to contractual or legal restrictions; you must provide us with reasonable notice ) by contacting us. If you withdraw your consent, we may be unable to provide you with the products or services requested and we may have to terminate our business relationship.

Your right to complain

If you have any concerns about the collection, use or disclosure of your personal information, you have the right to complain to us or to the Office of the Privacy Commissioner.

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Under this law, I must obtain your consent to receive commercial electronic messages, such as emails, text messages, instant messages or social media messages.

I may want to share new products, updates and industry news with you. You may benefit from this information or it may help you improve your insurance and financial health . If your email address changes, your consent remains valid until you unsubscribe or notify me in writing that you no longer wish to receive commercial electronic messages.

You can withdraw your consent to receive commercial electronic messages at any time by using the unsubscribe feature or by sending a message indicating that you wish to unsubscribe to [email protected]