If you think you can not achieve the two goals of getting the right mortgage disability insurance and saving money at the same time, think again.

Professional bargain hunters know that finding the best deals is all about knowing the best places to shop. This goes for your Mortgage Disability Insurance, as well as other things in life. The good news is that this is so easy to do on Infoprimes.com, using the disability mortgage calculator on the right.

LOOK AT THESE GREAT SAVINGS!

Here are just a few of the kinds of bargains people are finding when they shop on Infoprimes.com:

Alain was able to save $16, 480 (13 months of mortgage payments!) on his disability policy for a 5.9%, 25 year, $200,000 mortgage.

Shane, 44, was able to find a Canadian Mortgage Disability policy for only $21.60 a month, instead of the $51.48 his bank was quoting for the same $150,000, 30 year mortgage. He can think of plenty of things to do with almost $30 a month savings!

A POLICY YOU CONTROL

The important thing to realize is that these homeowners are obtaining a personal insurance policy. This is an important consideration.

All too often, insurance offered by lenders is “post claim” insurance. This is something that is not explained very clearly by the lender, but it is a policy that is not put into place, until a claim is received. Once the claim is received, the insurance company may deny it for a series of very confusing reasons.

You see, the applications are phrased in a vague way, and the person selling you the policy may not be able to answer all of your questions, since he is a lender, not an insurance expert.

Here is an example: perhaps you filed a claim for disability because have to receive chemotherapy treatments that make you too weak to work. When you applied for your Canadian Mortgage disability policy, you did not have cancer, but on the form, you had to check off a box as to whether you have had any diagnostic treatment for cancer. If, like most women, you have a mammogram every year, but didn’t check off the box (considering it just a routine exam), your claim would probably be denied because of this “falsehood” on your application.

DEAL WITH A PROFESSIONAL

For real insurance coverage, you have to shop with a professional insurance broker on Infoprimes.com, where you will get a policy that will give you coverage that actually protects you. And with premiums you can afford in just three steps: enter your search criteria, review your savings and apply!

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